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    <loc>https://www.my-brm.com/events</loc>
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    <lastmod>2017-07-12</lastmod>
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      <image:title>Events</image:title>
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  <url>
    <loc>https://www.my-brm.com/home</loc>
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    <lastmod>2019-10-02</lastmod>
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      <image:title>Home</image:title>
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  <url>
    <loc>https://www.my-brm.com/contact</loc>
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    <lastmod>2023-12-15</lastmod>
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      <image:title>Contact</image:title>
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  <url>
    <loc>https://www.my-brm.com/referrals</loc>
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      <image:title>Referrals</image:title>
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  <url>
    <loc>https://www.my-brm.com/what-we-do</loc>
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    <lastmod>2023-07-13</lastmod>
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      <image:title>What We Do</image:title>
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  <url>
    <loc>https://www.my-brm.com/whoarewe</loc>
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    <lastmod>2017-10-02</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499800306604-KVOYWLWFA0J73DZV7FUM/image-asset.jpeg</image:loc>
      <image:title>Who Are WE - Jimmy Chae  </image:title>
      <image:caption>Managing Partner  Jimmy Chae is Managing Partner and Founder of BRM Advisors. Jimmy brings to the company more than 15 years of experience in the commercial and business lending. He started his career in the business banking division at Washington Mutual Bank where he managed a portfolio of business banking clients. He then worked at a few other big center banks and entered the commercial business banking segment where he successfully managed a lending portfolio of $35 million in credit facilities and brought in over $150 million new dollars to the banks. His experience and relationships in the banking sector was a natural segue into the business advisory &amp; commercial investment lending world and the eventual formation of BRM Advisors. Jimmy and his team have steadily grown BRM's lending platform by developing a range of creative capital solutions that have enabled their borrowers and partners to quickly and efficiently finance their business activities.  </image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499806693851-D4X0E6WT1XY8DD5E43PY/image-asset.jpeg</image:loc>
      <image:title>Who Are WE - Jannie Chung, Esq.</image:title>
      <image:caption>Managing Partner / General Counsel   Jannie is the General Counsel of BRM Advisors. As General Counsel she is involved in all of the firm's legal diligence, legal structuring of transactions and small business consulting. In addition, she is a member of the firm's investment committee. Mrs. Chung also serves as Councilwoman in Closter, NJ. She currently sits on the Public Safety Committee, Human Resources Committee, Zoning Board, Board of Health and is the Chair of the Public Works Committee. Prior to joining BRM Advisors, One of Jannie’s greatest distinctions comes from being the only member of her law school graduating class to start a frozen yogurt business.  Being legally trained and having the practical skills of entrepreneurship have proven to be useful in the art of conflict resolution, diplomacy and problem solving.  Jannie’s personal passions can be easily identified through the volunteer work she has done.  She has assisted at free immigration clinics organized by the Minkwon Center, participated in the Volunteer Lawyer for a Day program with the NYC Civil Courts in the consumer credit part and housing court and has also been a SCORE counselor in Bergen County. She graduated summa cum laude from John Jay College and received her JD in 2007 from Brooklyn Law.</image:caption>
    </image:image>
    <image:image>
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      <image:title>Who Are WE</image:title>
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  <url>
    <loc>https://www.my-brm.com/real-estate</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2017-07-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499785037361-Q1KQAI6AQCLMV22SS4KI/2500+Bathgate+Ave+Bronx.jpg</image:loc>
      <image:title>Current and Past Projects - Bronx, NY</image:title>
      <image:caption>$600,000 - Purchase - Stated Income</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499787540061-00H9REKJ2CD0A5AJ0FQF/501+Baldwin+Ave+-+.jpg</image:loc>
      <image:title>Current and Past Projects - Lodi, NJ</image:title>
      <image:caption>$1,500,000 - Hard Money - Refinance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499787859142-RSSID5U0KVWF4DRSB4I7/Taipei+Ct.jpg</image:loc>
      <image:title>Current and Past Projects - Queens, NY</image:title>
      <image:caption>$8,000,000 - Hard Money - Refinance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499788145152-4PL73L7BRD9ARDXM9R5D/201-209+46th+st+brooklyn.jpg</image:loc>
      <image:title>Current and Past Projects - Brooklyn, NY</image:title>
      <image:caption>$8,500,000 - Hard Money - Purchase</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499788475748-YPTZ03OMD00HQRVJD8Z8/972+39th+st.%2C+Brooklyn%2C+NY.jpg</image:loc>
      <image:title>Current and Past Projects - Brooklyn, NY</image:title>
      <image:caption>$850,000 - Hard Money - Purchase</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499789154059-B4U0XN6VDOPFV5JE7NJ5/6315+robinson+lockport+new+york.jpg</image:loc>
      <image:title>Current and Past Projects - Lockport, NY</image:title>
      <image:caption>$300,000 - Stated Income - Cash Out Refinance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499789409892-7JH4HBNXUTS8GD82E9JP/163+Nelson+St+brooklyn.jpg</image:loc>
      <image:title>Current and Past Projects - Brooklyn, NY</image:title>
      <image:caption>$1,600,000 - Stated Income - Cash-out Refinance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499790484991-236XY2F41TCYJUJB95BS/5+markham+cir+englewood+nj.jpg</image:loc>
      <image:title>Current and Past Projects - Englewood, NJ</image:title>
      <image:caption>$150,000 - Stated Income - Cash out - Refinance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499790720001-0C24VKB3OCHEO1J3EEIH/17+dock+rd+eastport+ny.jpg</image:loc>
      <image:title>Current and Past Projects - Long Island, NY</image:title>
      <image:caption>$310,000 - Stated Income - Purchase</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499790954211-EERY8XL7DOP7K0DTXRCR/50-43+184th+st+.jpg</image:loc>
      <image:title>Current and Past Projects - Queens, NY</image:title>
      <image:caption>$595,000 - Stated Income - Refinance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499791223231-F64Y8A4PGJ2H9B17NAN1/37-10+38th+st.jpg</image:loc>
      <image:title>Current and Past Projects - Queens, NY</image:title>
      <image:caption>$825,000 - Stated Income - Purchase - 1unit</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499791432760-UJV4MRIYYJL5S9TK3RXZ/135+w+52nd+st+ny.jpg</image:loc>
      <image:title>Current and Past Projects - New York, NY</image:title>
      <image:caption>$2,000,000 - Stated Income - Purchase - 1 unit</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499791627592-73XO5XF5I6KFN6JBJYFP/4501+brooke+valley+dr%2C+TN.jpg</image:loc>
      <image:title>Current and Past Projects - Hermitage, TN</image:title>
      <image:caption>$77,700.00 - Stated Income - Purchase</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499791800862-NV7XXL17JW8UQMRID103/17+w+24th+st%2C+new+york%2C+ny.jpg</image:loc>
      <image:title>Current and Past Projects - New York, NY</image:title>
      <image:caption>$11,500,000 - Hard Money - Refinance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499797287413-FIGS0326QVYO23THO89G/3375+Briaroak+Drive+Duluth+GA.jpg</image:loc>
      <image:title>Current and Past Projects - Duluth, GA</image:title>
      <image:caption>$229,900 - Stated Income - Purchase</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499797487919-9SC8HZHESJDDBWIAMSSD/75+Rafkin+Rd+Bloomingdale+rd.jpg</image:loc>
      <image:title>Current and Past Projects - Bloomingdale, NJ</image:title>
      <image:caption>$122,500 - Stated Income - Purchase</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499797674325-CGAIYVWUGK1GSGY2WWZE/30+Magnolia+ave+tenafly.png</image:loc>
      <image:title>Current and Past Projects - Tenafly, NJ</image:title>
      <image:caption>$1,600,000 - Traditional Mortgage - Rate &amp; Term Refinance</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499797904693-K57ALUKGB5VXCMFJSCRE/9595+collins+ave+surfside+fl.jpg</image:loc>
      <image:title>Current and Past Projects - Surfside, FL</image:title>
      <image:caption>$1,200,000 - Traditional - Refinance - 1 unit</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499798127194-HVUK3I5A58MMZNJBORYX/1376+myrtle+ave+brooklyn+ny.jpg</image:loc>
      <image:title>Current and Past Projects - Brooklyn, NY</image:title>
      <image:caption>$3,800,000 - Hard Money - Refinance</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/56677bd1a128e64173375cf2/1499798876744-C72Y6O0Q3BQLAU0KKY1J/37-92+72nd+st+jackson+heights+ny.jpg</image:loc>
      <image:title>Current and Past Projects - Jackson Heights, NY</image:title>
      <image:caption>$520,000 - Traditional - Purchase</image:caption>
    </image:image>
    <image:image>
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      <image:title>Current and Past Projects</image:title>
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  </url>
  <url>
    <loc>https://www.my-brm.com/get-pre-qualified-/-forms</loc>
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    <lastmod>2017-07-12</lastmod>
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      <image:title>Get Pre-Qualified / Forms</image:title>
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      <image:title>Get Pre-Qualified / Forms</image:title>
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      <image:title>Get Pre-Qualified / Forms</image:title>
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      <image:title>Get Pre-Qualified / Forms</image:title>
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